Personal Finance Red Flags Related To — Debt & Borrowing When your personal finances show red flags related to debt, it is a signal that your borrowing is becoming unmanageable and may soon affect other areas of your life. Recognizing these warnings early allows you to take corrective action before a debt trap sets in […]
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A striking picture of huge unclaimed wealth in India. Unclaimed wealth in India amounts to hundreds of thousands of crores of rupees, often held in forgotten bank accounts, insurance policies, shares, and mutual funds. This staggering sum represents life savings lost in the system, highlighting a systemic issue of financial literacy and asset management. Bank
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Personal Finance Red Flags Related To Spending Habits 1. No monthly budget or awareness of expenses. 2. Impulse/emotional spending (“retail therapy”). 3. Lifestyle inflation with every raise. 4. Spending > income month after month. 5. Relying on buy-now-pay-later for non-essentials. 6. Frequent big-ticket purchases without savings. 7. Ignoring small leaks (subscriptions, delivery apps). 8. Over-gifting/overspending
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Didn’t Pay Your EMI? Your Phone Could Get Locked! The Reserve Bank of India (RBI) is actively evaluating a proposal that would allow lenders to remotely lock smartphones bought on EMI if the owner defaults on payments. While the move is not yet a formal regulation, it is being considered to curb rising defaults, particularly
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Indians in top in Number of foreign born founders who founded billion dollar American companies: Also Read Angel Investing in Bharat: The New Wave of Micro-Angels 🇮🇳 India – 66 🇮🇱 Israel – 54 🇬🇧 United Kingdon – 27 🇨🇦 Canada – 22 🇨🇳 China – 21 🇫🇷 France – 18 🇩🇪 Germany – 15 🇷🇺
Invitation for Guest Bloggers & Authors! We are inviting passionate bloggers, writers, and industry experts to contribute insightful and engaging articles to our fast growing network of blogs: www.CreditMoneyFinance.com : Covering topics on Indian and Global Economics and Finance News, Corporate and Personal Finance, Banking, Investments, Loans, and Money Management etc www.StartupIndia.Club : Focused on
FINANCIAL AWARENESS AND TIPS:- Bank Transactions & Compliance:- 1. PAN – Permanent Account Number PAN is mandatory for opening any bank account. Must be linked with Aadhaar to remain valid. Required for TDS, filing ITR, and large financial transactions. 2. HUF (Hindu Undivided Family) Account Needs a separate PAN. Ideal for managing ancestral income (especially
Becoming an Independent Director: Process, Benefits, and Opportunities In today’s dynamic corporate ecosystem, the role of an Independent Director (ID) has become increasingly crucial in ensuring transparency, accountability, and ethical governance. With the rising emphasis on corporate governance and regulatory compliance in India, professionals with experience, integrity, and strategic insight are finding the Independent Director
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Join Our Weekly Saturday Business & Finance Networking and Knowledge and Deal Sharing Meet For the past 5 years (since 2020), Intellex Strategic Consulting Pvt. Ltd. has been consistently hosting a free weekly online networking and knowledge-sharing forum for entrepreneurs, startups, investors, professionals, and business enthusiasts. Here you get the opportunity to Network/ Information &
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